Finances Cost The cost of treatment depends on the severity of the patient's problem. You will be able to discuss fees and payment options before treatment begins. We have payment plans to suit different budgets, including a no-down-payment option. We work hard to make orthodontics affordable. Fees In an effort to keep orthodontic fees down while maintaining the highest level of professional care, we have established this financial policy: If full payment is made at the onset of treatment, we will offer a fee discount. (If you have insurance, we will offer a discount for payment of your portion of the fee that will not be covered by insurance.) To fit your individual needs, financial arrangements can be made to extend your payments over a period of months. Our office offers third party financing through ChaseHealthAdvance and CareCredit. For your convenience, we accept payment by Visa, MasterCard, American Express and Discover. In cases of serious delinquency, treatment will be discontinued, although we will make every effort to accommodate patients with temporary difficulties. Insurance Your dental plan may offer orthodontic coverage, but have eligibility requirements. Orthodontic benefits are not the same as your general dental benefits. There is usually a lifetime maximum benefit, however some benefits renew yearly. Orthodontic benefits are rarely paid in one payment. Usually partial payments are issued throughout the length of treatment. As a courtesy, we will be happy to complete and file insurance forms relative to our treatment. However, our professional services are rendered to you, not the insurance company. Therefore, you are directly responsible to us for the obligation of payment for treatment. Your insurance company will variably reimburse us. Only in this manner can we achieve the best interpersonal relationship and optimum treatment demanded.